A four-point inspection covers four key systems and components of a home.
When you own a home, it’s essential to maintain the proper insurance coverage on it for protection and peace of mind. But as you compare options and providers, you may learn about a requirement of many insurance companies. This requirement is called a four-point inspection. As underwriting guidelines continue to shift, more insurance companies are requiring this type of inspection to protect themselves when issuing policies.
A four-point inspection covers four key systems and components of a home: the roof, electrical system, HVAC system, and plumbing system. Since these are among the most vital (and costly) elements of a structure, insurance companies want to know more about their condition to determine coverage and cost for policies.
If you need a four-point inspection performed on a home in the Morriston, Florida area, contact our team at Cornerstone Inspections. We’re experts in providing thorough inspection services, and we can accommodate any request from your insurance company. When assessing the roof, we’ll look at the materials, age, and overall condition. On the electrical, plumbing, and HVAC systems, we’ll assess the condition, brand, and performance of all components, as well as whether your home has specific features, like central air conditioning and heat. Our experienced inspectors will also look for signs of leaking and plumbing issues, as these can wreak havoc on the comfort and condition of the inside of a home.
After completing the four-point inspection, we will provide a detailed report of our findings, which you can share with your insurance company. When you work with us, you can feel confident in the condition and longevity of your home while securing the insurance coverage you need.